E-insurance policies get rid of geographical disadvantages

To change the rules of issuance of electronic insurance policies offered to the public. Owners of old cars will be easier to get the coveted insurance. The project is placed on the portal of the Russian public initiative.


photo: Gennady Cherkasov

To change the rules of issuance of electronic insurance policies offered to the public. Owners of old cars will be easier to get the coveted insurance. The project is placed on the portal of the Russian public initiative.

The authors of the idea have complained that the current system of online shopping-policies “avtograzhdanki” is extremely inconvenient for drivers. According to the observations of community members, the websites of insurance companies when you try to issue the policy regularly give a pop-up window that says “no rooms available” or “technical error”.

Most often, as noted by the activists, this situation occurs with elderly owners “iron horses” older 2010 edition. The initiators of the amendments, I suspect that the way insurers are trying to contact the owners of old cars. If the driver was lucky and the site of the insurance company confirmed the availability of electronic policies, begins the second stage of Calvary.

When the buyer clicks the button “calculate the cost of insurance”, the system automatically throws it into the portal of the Russian Union of insurers. And this site some reason refuses to conclude the contract with the selected motorist and a different company from the list. As experts point out in the explanatory Memorandum, stronger just such a procedure has on the inhabitants of the remote regions of the country. Because it is often in your own town or village, the driver is simply no office for the company, which is literally imposed on insurers. So, in the event of an accident the poor guy will have to travel a long way just to apply for compensation.

To simplify the lives of the owners of transport, public men suggested to create a unified database of personal data of all motorists. Access it is proposed to organize through the official website of the RSA. There in the single window mode in case of approval of the initiative will be available to pay for the policy. To do this, the driver will have to drive only on the website your name and license plate number, and then tick opposite to the name of the most convenient insurance company.

official channels

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